HenryPulse
Net Worth
$0.00
— save a snapshot to track change
Total Assets
$0.00
Liquid: $0.00
Total Liabilities
$0.00
Debt-to-asset: 0%
Financial Health
—
Enter data to assess
Net Worth History
📈
Save a snapshot to start building your history
Snapshots

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Period Assets Liabilities Net Worth
Asset Composition
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—
Net Worth
Enter asset values to see breakdown
Used for projections, debt payoff & retirement readiness
📈 Investment Return Projection
%
🏁 Financial Checkpoints
🔥 Debt Avalanche
🏆 Milestones
🏦 Tax-Advantaged Accounts
2025 contribution limits
401(k) / 403(b)
—
Employee limit: $23,500
Roth IRA
—
Limit: $7,000
HSA
—
Limit: $4,300 (self)
Taxable Brokerage
—
No limit
After-Tax 401(k)
—
Up to $70K total (incl. employer)
Mega Backdoor Roth
—
Converted after-tax → Roth
Annual Contributions (YTD)
/ $23,500 employee
counts toward $70K total
Section 415 bucket
after-tax → Roth conversion
/ $7,000
/ $4,300
📋 Equity Compensation
Grant / Ticker
Type
Shares
Price / FMV
Strike
Vest Schedule
Add grants above to see vesting value
📊 HENRY Percentile Benchmark
vs. peers at your income + age
Enter age and income above to see where you stand.
🧮 Tax-Adjusted Wealth Projection
After-tax compounding by account type
%
Horizon Gross After-Tax Tax Drag
🔄 Roth Conversion Window
The single highest-leverage move for HENRYs in their 30s–40s
A Roth conversion window occurs when your income temporarily dips below your usual bracket — career transition, sabbatical, part-time year, early retirement — allowing you to convert pre-tax IRA/401(k) funds to Roth at a lower rate, then enjoy tax-free growth forever.
Your Scenario
Enter a balance and conversion amount to model your window.
⚠️ Consult a tax advisor before converting. State taxes, ACA subsidies, IRMAA brackets, and AMT can affect the math significantly.
↑ Assets
$0.00
Liquid $0
Investments & Retirement $0
Property & Illiquid $0
Other Assets $0
↓ Liabilities
$0.00
Short-Term / Consumer Debt $0
Long-Term / Secured Debt $0
Other Liabilities $0